What is a white-collar crime?

“White Collar Crime” is a catchall phrase for a wide range of wrongdoings, ranging from petty theft offenses to basic mail fraud to large Ponzi schemes. These crimes all include some level of deception or betrayal. White-collar crimes are generally non-violent; nevertheless, the penalties and punishments can be as severe. Some of the most popular are consumer fraud, credit card fraud, insurance fraud, identity theft, fraudulent use of an ID, bank fraud, tax evasion or tax fraud, worthless checks, and mortgage fraud.

What is credit card fraud?

Card fraud is an extremely serious charge that requires credit card fraud lawyer San Antonio Texas and refers to using another’s debit or credit card without permission to defraud the cardholder by receiving a fraudulent gain, utilizing a phony card or card number, stealing, obtaining, or selling a card or number with the intent of using it for one’s benefit, or if a merchant or an agent uses deceptive practices to get cardholders to pay for services or products that they are unable to repay.

worried young hispanic woman ebank customer contact call center service having problem with payment by credit cardWhat consequences do you face with credit card fraud charges?

In Texas, credit card fraud is a state jail felony. And without a white collar criminal lawyer San Antonio Texas, the maximum state jail felony is punishable by imprisonment in state prison for six months to two years. Furthermore, he or she may be fined up to $10,000. The penalties for credit card fraud are different if the crime was committed against an elderly person; this is considered a third-degree felony.

How can your attorney help?

If you’ve been accused of credit card fraud, you’ll need the services of an experienced criminal attorney San Antonio Texas who has handled similar cases. We have considerable expertise assisting clients with a variety of fraud allegations at The Law Office of Reynaldo P. Morin PLLC.